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Monday, March 16 2015
Here are some basic terms to help you decide which coverages best suit your needs.

BODILY INJURY LIABILITY - The policy pays when you are legally liable for an automobile accident.

PROPERTY DAMAGE LIABILITY - The policy pays when you are legally liable, and cause damage to the property of others.

UNDERINSURED MOTORISTS - BODILY INJURY - The policy pays for injuries you receive from an uninsured or underinsured motorist.

UNDERINSURED MOTORISTS - PROPERTY DAMAGE - The policy pays for damage to your property from an uninsured or underinsured motorist.

PERSONAL INJURY PROTECTION (PIP) - The policy pays medical expenses, income loss, and benefits for extra expenses for you, members of your household, and guests in your car in case of accidental injury or death (you must have liability coverage to purchase this coverage).

COLLISION - The policy pays for damage to your car from collision or upset regardless of fault, subject to your deductible.

COMPREHENSIVE - The coverage pays for damage to your car other than collision or upset, subject to your deductible, and includes fire, theft, vandalism, and glass breakage.

TOWING AND LABOR - The policy pays for towing and labor when your car will not operate under its own power. (Some companies don't offer this coverage). For more detailed information on the above coverages go to our NEWS page.

Sound Insurance provides packages for special needs and specialty markets. Contact one of our agents for more information.

Auto Insurance Problems?


We have insurance for any driver regardless of your situation. We can transfer your coverage to any of our many companies to maintain the lowest rates as your situation changes.

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