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Tuesday, July 09 2019


Your auto insurance is really a package of several primary coverages, which together make up a standard auto policy. Each of these coverages has its own separate premium. There also are other add-on coverages.

Bodily Injury Liability
  This provides protection if you injure or kill someone while operating your car. This is coverage you want to keep at a consistent level, even as your car gets older and declines in value. In the event of a serious accident, you want enough insurance (higher limits) to protect assets that may become subject to a lawsuit. This coverage is mandatory in Washington State for a minimum of $25,000 per person and $50,000 per accident.

Property Damage Liability
  This provides protection for the damage you cause to the property of others. Although this coverage is mandatory in Washington State for a minimum limit of $10,000, it is important to keep in mind that there are many autos that you could severely damage or even cause total loss that have a value in excess of $10,000.

Uninsured/Underinsured Bodily Injury (UIM BI)
  This pays for injuries caused to you and your passengers by an uninsured driver, an unknown driver (hit and run) or someone not carrying enough coverage to pay the losses.

Why do we buy uninsured/underinsured motorist coverage when Washington State law requires all drivers to be insured?
  Unfortunately, there are a small percentage of drivers who are not insured. Some individuals just choose to "risk it" while others may not have sent in their insurance payment on time or by some oversight have allowed their policy to lapse. We must protect ourselves in case we are involved in an accident caused by one of these drivers. It is also possible that even an insured driver may not have enough coverage to pay all of your property damage or medical costs.

This coverage is generally recommended but not mandatory and can be rejected by your signed acknowledgement.

Uninsured/Underinsured Motorist Property Damage (UIM PD)
  This pays for damage caused by individuals described in the UIM BI section who cause damage to your auto or other property. It is written only in conjunction with UIM BI but is also not mandatory and can be rejected by your signed acknowledgement. You should always carry a limit as high as the maximum value of your most expensive auto.

Personal Injury Protection (PIP)/Medical Payments
  This coverage is not intended to cover 100% of your medical needs. Although state law now requires companies to offer PIP up to $35,000, this still may not cover the extent of your injuries and those of your passengers. We recommend additional personal medical insurance either through a group (such as your employer) or an individual plan.

This coverage although generally recommended is not mandatory in Washington State and can be rejected by your signed acknowledgement.

Collision Coverage
  This pays for damage by collision or upset to your auto regardless of who causes the accident. The cost of this coverage can be reduced by increasing the minimum deductible which varies among the companies. This coverage is not mandatory and should be reviewed with your agent each renewal period as your auto decreases in value with age.

Comprehensive Coverage
  This pays for damage to your vehicle caused by an event other than collision or upset, such as fire, theft, glass breakage or vandalism. Most companies offer this coverage only in conjunction with collision but there are exceptions.

The cost of this coverage can be reduced by increasing the minimum deductible which varies among the companies. This coverage is not mandatory and should be reviewed with your agent each renewal period as your auto decreases in value with age.

Rental Reimbursement
  Coverage for a rental car while your auto is being repaired due to a covered loss is available through some companies. Ask your agent to inform you of the availability, coverage and cost with the specific company the agent is quoting.

Towing and Labor
  This emergency road service coverage usually inclues fuel outages, stuck in mud/snow, lock out and flat tires etc. It covers the labor only at the site of the breakdown. It does not cover materials such as gas, tire patches, etc. Some companies do not offer this coverage.

Posted by: INSURANCE SEATTLE AT 04:19 pm   |  Permalink   |  Email
Thursday, July 04 2019
CAR INSURANCE SEATTLE | AUTO INSURANCE SEATTLE | INSURANCE SEATTLE

Car Insurance Seattle

Sound Insurance Agency

www.soundinsurance.com

Before you purchase business insurance, it’s critical to understand the different products available & how they work. The experts at Sound Insurance have been advising & guiding business insurance decisions before many of you were born. We have witnessed so much throughout the decades. 

The exact types of coverage you’ll need depend a lot on the kind of business you operate & the nature of your companies work.

Typically, taking the time to get business insurance quotes is the best way to find out which policies you need.

When you get a business insurance quote in the Puget Sound, you are typically asked an array of questions about your business & its practices.

The answers you provide will make it obvious which types of coverage you need to protect your business, any buildings you have, your equipment, & yourself.

AUTO INSURANCE SEATTLE

AUTO INSURANCE SEATTLE

First time auto insurance for my used 2005 toyota highlander. Sound Insurance will get you the best price with the best coverage. It’s not about just finding the cheapest insurance. If you want someone you can trust, here it is. Will be recommending to friends as well. Both Greg and Nathan helped me out. Added a motorcycle insurance for my Honda CBR 250r as well.
6 months ago
I had the pleasure of working with Nathan to get a bond. He did an outstanding job responding to my questions and worked diligently to get the paperwork out extremely fast. He only had 4 days to get everything in place and he did it in 3! I highly recommend working with this insurance company. They served me well and I will consider switching over my other insurance needs because I believe they will do a great job. Thank you so much for a wonderful experience!

AUTO INSURANCE SEATTLE

Friends Of The Underdog!

Thank you very much for your interest in Sound Insurance Agency. Thank you again for your interest in the Sound Insurance Agency and we look forward to earning your business!

Respectfully, THE SOUND INSURANCE TEAM


www.soundinsurance.com
9627 Aurora Avenue North Seattle, Wa 98103
206.527.0888 Phone
206.527.5140 Fax
mailto: questions@soundinsurance.com

Call us today & SPEAK WITH A Knowledgeable AGENT!

SR-22 insurance, At Sound Insurance Seattle we are here for the underdog! We understand that life sometimes gives you lemonade. We are never of the mindset that passing any judgment or scrutiny is ok in this situation. Rather, we are the ones that are going to do everything in our power to help you safely get back on the road. What's truly important is getting you coverage and assist you in getting your life and issues moving forward in a positive direction. We have had the same ownership for 50 years. Our knowledge and speed of "execution" will make all the difference in the world when it comes to getting you properly covered and secure within 24 hrs. The last thing you ever want to do in a situation that warrants an SR22 insurance Seattle coverage is put it in the hands of lesser experienced agencies. Not only will we get you back on the road, we will ensure that you get the most aggressive price possible. As an independent agency we have far more options. The greater the options the greater your chances for getting this done in the most inexpensive way possible.

Drunk driving (United States)

Automobile safety

National Traffic and Motor Vehicle Safety Act

Uniform Vehicle Code

1.The SR-22 is essentially a document that proves that a driver is financially responsible and has purchased the required amounts of auto insurance to be legally allowed to drive in the State of Washington.

2.Those who are required to carry an SR-22 will need to have it with them at all times while driving a vehicle, and failure to produce the SR-22 can mean significant legal trouble.

3.The SR-22 is not an insurance policy, it is evidence that you have auto insurance.

Read Spencer C.'s review of Sound Insurance on Yelp Read Paul G.'s review of Sound Insurance on Yelp

Specialties

PEMCO, Safeco, Progressive & others,  Insurance authorized agent Sound Insurance Agency

Progressive Authorized Agent Sound Insurance Agency, Inc.

History

Established in 1967.

Started out as an insurance agent at PEMCO in 1967.  Moved out of PEMCO and started our family owned agency.  2016 will be 49 years.

Meet the Business Owner

Jane is the owner of Sound Insurance.  Keith started the business in 1967.  He saw the need for insurance and helping people out and decided to give it a try.  He loved working at a well known large Insurance provider. Sound Insurance truly cares about the community.

Posted by: insurance AT 08:32 am   |  Permalink   |  Email
Wednesday, July 03 2019
SR-22 insurance Seattle

206.527.0888

SR-22 insurance Seattle, At Sound Insurance we are here for the underdog! We understand that life sometimes gives you lemonade. We are never of the mindset that passing any judgment or scrutiny is ok in this situation. Rather, we are the ones that are going to do everything in our power to help you safely get back on the road. What's truly important is getting you coverage and assist you in getting your life and issues moving forward in a positive direction. We have had the same ownership for 50 years. Our knowledge and speed of "execution" will make all the difference in the world when it comes to getting you properly covered and secure within 24 hrs. The last thing you ever want to do in a situation that warrants an SR22 insurance Seattle coverage is put it in the hands of lesser experienced agencies. Not only will we get you back on the road, we will ensure that you get the most aggressive price possible. As an independent agency we have far more options. The greater the options the greater your chances for getting this done in the most inexpensive way possible. Also ask about our Business Insurance Seattle

Drunk driving (United States)

Automobile safety                                     

National Traffic and Motor Vehicle Safety Act

Uniform Vehicle Code

1.The SR-22 is essentially a document that proves that a driver is financially responsible and has purchased the required amounts of auto  insurance to be legally allowed to drive in the State of Washington.

2.Those who are required to carry an SR-22 will need to have it with them at all times while driving a vehicle, and failure to produce the SR-22 can mean significant legal trouble.

3.The SR-22 is not an insurance policy, it is evidence that you have auto insurance Seattle.

Posted by: insurance AT 06:00 am   |  Permalink   |  Email
Wednesday, July 03 2019
BUSINESS INSURANCE SEATTLE

Types of Business Insurance

  • General Liability Insurance: This type of coverage provides businesses with protection against injury, death, and damages your company might cause other people or their property. Companies who employ workers, operate out of a physical building, or sell a product will need this coverage, as will almost any other type of businesses that work with the general public. Policy amounts vary, as do premium amounts.
  • Property Insurance: This type of insurance is explained in the example we shared above. Just like you insure the home you live in, businesses need to insure their property and contents. A property insurance policy for a business should go the extra mile to insure your equipment, furniture, and inventory.
  • Business Auto Insurance: Business auto insurance is another type of coverage that you’re likely familiar with if you own and insure a personal car. With business auto insurance, on the other hand, you insure vehicles owned by your business and insured for business purchases. While this insurance is recommended for vehicles owned by a business, you’ll also need this coverage for personal vehicles used for business purposes.
  • Business Interruption Insurance: Business interruption insurance is a unique product intended to provide you with cash flow when a catastrophe or event causes your business to shut down and miss out on revenue. If your building catches fire and you need to rebuild, your property insurance would cover the expense of rebuilding. However, your business interruption coverage would kick in to reimburse you for expenses racked up while your business was out of service.
  • Errors and Omissions Coverage: Errors and omissions coverage is a type of professional liability coverage that can protect you if you offer advice that winds up harming an individual. This type of coverage kicks in to pay for both litigation and any claims that may be paid out if you are sued and lose your case.
  • Worker’s Compensation: Worker’s compensation coverage is required by nearly all businesses and is intended to cover injuries on the job, medical expenses, rehabilitation, and lost income. This type of coverage is purchased by employers to cover their employees and it may also be purchased to cover business owners. Most employers go another step further to include some level of disability insurance for employees as well. It is not required, like worker’s compensation, but it is similar.
  • Key Man Insurance: Key man insurance is a type of business insurance coverage that is particularly important for small businesses with a few key employees. This type of coverage comes into play when a “key man” or key employee becomes disabled or passes away unexpectedly. Key man insurance kicks in to provide businesses with the funds they need to find and train a new employee.

How to Decide Which Types of Business Insurance You Need

While the list above includes many of the most popular types of business insurance you’ll find during your research, there are other insurance products to be aware of.

The exact types of coverage you’ll need depend a lot on the kind of business you operate and the nature of your work.

Typically, taking the time to get business insurance quotes is the best way to find out which policies you need.

When you get a business insurance quote, you are typically asked an array of questions about your business and its practices.

The answers you provide will make it obvious which types of coverage you need to protect your business, any buildings you have, your equipment, and yourself.

Steps to Take Before You Buy Business Insurance

Before you purchase a business insurance policy — or several policies bundled together — you’ll likely want to take time to think through your needs.

What is your business worth and what do you need to protect?

Before you buy insurance for your business or get business insurance quotes online, take time to complete these steps:

  • Step 1: Tally up your assets. To ensure you have enough coverage to protect yourself in the worst-case scenario, you need to have a realistic idea of what your business and its assets are worth. Take the time to make a list of all your assets, including all your equipment and an estimate of the inventory your business carries on-hand, if applicable. Knowing what you actually own is the best way to figure out what you actually need to protect and how much coverage you need.
  • Step 2: Assess your needs. Once you have a good idea of your assets, it’s also smart to assess your insurance needs. Do you have employees who need specific types of coverage? Do clients visit a physical building you own? Do you offer professional advice requiring errors and omissions insurance? Take time to go through each function of your business, then make a list of the types of coverage you think your business could require.
  • Step 3: Research insurance companies. Once you’re certain of the types of business coverage you need and the threats you need to protect against, you’ll likely want to spend some time researching insurance companies that offer these products. Reading business insurance reviews is a great way to find out about the experiences of existing customers, but you can also check out insurance company ratings via a ratings company such as A.M. Best.
  • Step 4: Shop around. Another important step to take before purchasing business insurance involves shopping around for the best deal. Fortunately, you can shop from the comfort of your own home and without stepping foot into a musty insurance office. Getting business insurance quotes online is a great way to find out how much the coverage you need will cost and compare policies from more than one provider.
  • Step 5: Consider bundling policies. Also, consider the prospect of bundling several policies with the same insurance company. By bundling policies with a single insurance company, you can often save money and simplify your insurance coverage all in one fell swoop.
Posted by: insurance AT 01:05 am   |  Permalink   |  Email
Friday, January 04 2019
Insurance Seattle

Insurance Seattle

JaneStadlman
Sound Insurance Agency Inc.
Voice: 206-527-0888
Fax: 206-527-5140

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Sound Insurance Agency
Insurance Broker
We have insurance for any driver regardless of your situation. We can transfer your coverage to any of our many companies to maintain the lowest rates as your situation changes.
9627 Aurora Avenue North Seattle, Wa 98103
Seattle, WA
98103
United States
nathansalvesen@soundinsurance.com
+1(206)527.0888
DOB: 1979-07-09
itemscope itemtype="http://schema.org/Review">
Recommended Reviews for Sound Insurance
sr-22 insurance, At Sound Insurance we are here for the underdog! We understand that life sometimes gives you lemonade. We are never of the mindset that passing any judgment or scrutiny is ok in this situation.
Pemco
Manufactured by: Pemco
Model: Auto Insurance Seattle
Product ID: Sound Insurance Seattle - 1
5 based on 3 reviews
300.00
New

? ? ? SR-22 Insurance Seattle

Sound Insurance Agency
Reviewed by: rgoldfarb on 11-26-2011
Insurance
Very nice, great service and very helpful
Rating: 5.0/5

Read Paul G.'s review of Sound Insurance on Yelp

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Posted by: ins AT 02:11 pm   |  Permalink   |  Email
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Friends Of The Underdog!

Thank you very much for your interest in Sound Insurance Agency. Thank you again for your interest in the Sound Insurance Agency and we look forward to earning your business!

Respectfully, THE SOUND INSURANCE TEAM


www.soundinsurance.com
9627 Aurora Avenue North Seattle, Wa 98103
206.527.0888 Phone
206.527.5140 Fax
mailto: questions@soundinsurance.com

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Tuesday, 09 July 2019
Thursday, 04 July 2019
SR 22 Insurance, Auto Insurance Seattle - 206.527.0888, Sound Insurance Agency - FRIENDS OF THE UNDERDOG
Wednesday, 03 July 2019
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Wednesday, 03 July 2019
BUSINESS INSURANCE SEATTLE
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