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Friday, May 30 2014

Here are some basic terms to help you decide which coverages best suit your needs.

BODILY INJURY LIABILITY - The policy pays when you are legally liable for an automobile accident.

PROPERTY DAMAGE LIABILITY - The policy pays when you are legally liable, and cause damage to the property of others.

UNDERINSURED MOTORISTS - BODILY INJURY - The policy pays for injuries you receive from an uninsured or underinsured motorist.

UNDERINSURED MOTORISTS - PROPERTY DAMAGE - The policy pays for damage to your property from an uninsured or underinsured motorist.

PERSONAL INJURY PROTECTION (PIP) - The policy pays medical expenses, income loss, and benefits for extra expenses for you, members of your household, and guests in your car in case of accidental injury or death (you must have liability coverage to purchase this coverage).

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